个人住房公积金贷款Personal Housing Accumulation Fund Loan

Personal housing accumulation fund loan means a special housing consumption loan lent to any employee participating in the housing accumulation fund system taking the housing accumulation fund as its fund source, and orienting its use at purchasing, building, rebuilding, or overhauling its self-owned housing. 

    个人住房公积金贷款是指以住房公积金为资金来源，向参加住房公积金制度的职工发放的，定向用于购买、建造、翻建、大修自有住房的专项住房消费贷款。

    The self-owned housing purchased by the employee includes commercial housing, economically affordable housing, private-owned housing, financing-built housing, returned housing for dilapidated building renewal, and public-owned completed housing.       职工购买的自有住房包括商品住房、经济适用住房、私产住房、集资建造住房、危改还迁住房、公有现住房。