没钱也能创出大事业

很多人都想创业，但他们似乎又有一个不创业的理由：我没有钱，我要是有钱的话，怎么怎么样……似乎只要有钱，他就一定能创业成功。可是马云的创业经历告诉我们：没钱，同样可以创业，同样可以创出一番伟大的事业。

马云有过三次创业经历，创业开始时都没什么钱。

No Money can also create great cause

Many people want to work， but they also seem to have a business reason： I have no money， if I had the money， how how 。.. 。.. Seems that the rich， he is certain to entrepreneurial success. But Ma Yun‘s business experience tells us： no money， also can do poineering work， also can create a great cause.

Ma Yun had three business experience， entrepreneurial starts with no money.

第一次：创办海博翻译社

马云之所以要办翻译社，主要是基于三个方面的考虑：

1、当时杭州很多的外贸公司，需要大量专职或兼职的外语翻译人才;

2、他自己这方面的订单太多，实在忙不过来;

3、当时杭州还没有一家专业的翻译机构。

很多人总是有想法，却很少会有行动。但是马云一有想法，然后就是马上行动。当时是1992年，马云是杭州电子工业学院的青年教师，28岁，工作4年，每个月的工资还不到100元。但没钱不是问题，他找了几个合作伙伴一起创业，风风火火地把杭州第一家专业的翻译机构成立起来了。

创业开始，也是举步维艰，第一个月，翻译社的全部收入才700元，而当时每个月的房租就是2400元。于是，好心的同事朋友就劝马云别瞎折腾了，连几个合作伙伴的信心都发生了动摇。但是马云没有想过放弃，为了维持翻译社的生存，马云开始贩卖内衣、礼品、医药等小商品，跟许许多多的业务员一样四处推销，吃了很多苦头。

整整三年，翻译社就靠着马云推销这些杂货来维持生存。1995年，翻译社开始实现赢利。现在，海博翻译社已经成为杭州最大的专业翻译机构。虽然不能跟如今的阿里巴巴相提并论，但是海博翻译社在马云的创业经历中也划下了重重的一笔。

First： founder of sea Bo translation agency

Ma Yun had to do the translation， mainly based on three aspects to consider：

In 1， Hangzhou had a lot of foreign trade companies， need a large number of full-time or part-time English translation talents;

In 2， he this order is too much， really busy;

In 3， when Hangzhou was a professional translation agency.

Many people have ideas， but little action. But Ma Yun has the idea， and then is to act. It was 1992， Ma Yun Hangzhou Insitute of Electronic and Technology is the young teachers， 28 years， 4 years， every monthly salary less than 100 yuan. But the money is not a problem， he found a few partners venture， be rash and too much in haste to Hangzhou the first professional translation agencies set up.

The venture， is to step forward dimension difficult， the first month， translation of all revenue was 700 yuan， and the monthly rent is 2400 yuan. So， kindly colleague friends advised Ma Yun to stop messing about it， even several partner confidence shaken. But Ma Yun did not want to give up， in order to maintain translation survival， Ma Yun began selling lingerie， gifts， medicine and other small commodities， with many of the salesman to sell everywhere， suffer a lot.

For three years， translation by Ma Yun selling groceries to survive. In 1995， translation agencies began to realize the profit. Now， Haibo translation agency in Hangzhou has become the largest professional translation agencies. Although it cannot be put on a par with the Alibaba with today， but the sea Bo translation agency in Ma Yun‘s business experience also created a heavy.

第二次：创办中国黄页

中国黄页是中国第一家网站，虽然是极其粗糙的一个网站。网站的建立缘于马云到美国的一次经历。1995年初，马云参观了西雅图一个朋友的网络公司，亲眼见识了互联网的神奇，他马上意识到互联网在未来的巨大发展前景，于是决定回国做互联网。

这次创业，马云仍然没有什么钱，所有的家当也只有6000元。于是，马云变卖了海博翻译社的办公家具，跟亲戚朋友四处借钱，这才凑够了80000元。再加上两个朋友的投资，一共才10万元。对于一家网络公司来说，区区10万元，实在是太寒酸了。

很多人都说，做网络公司，没个几百万上千万是玩不转的。又有人说，如今的环境跟马云创办中国黄页的时候截然不同了，那时10万可以，现在肯定不行。说这种话的人，这辈子也不可能有什么大的成就，因为他们眼里看到的都是困难。

对于中国黄页来说，创办初期，资金也的确是最大的问题。由于开支大，业务又少，最凄惨的时候，公司银行账户上只有200元现金。但是马云以他不屈不挠的精神，克服了种种困难，把营业额从0做到了几百万。

坚持梦想。没钱，只要你有决心，肯努力，不要被困难吓倒，梦想的光辉一定会照进现实。

Second： founder of Chinese Yellow Pages

China Yellow Pages is China‘s first website， although it is extremely rough a website. The establishment of the website from Ma Yun to the United States of an experience. At the beginning of 1995， Ma Yun visited Seattle a friend network company， see firsthand the magic of the Internet， he immediately aware of the Internet in the future the huge prospects for development， then decided to return to the internet.

This venture， Ma Yun still didn’t have any money， all family belongs is only 6000 yuan. Then， Ma Yun sold up Haibo translation agency office furniture， with friends and relatives around money， it reached 80000 yuan. Plus two friends investment， a total of only 100000 yuan. For a network company， for $100000， is really too shabby.

Many people say， do network company， have millions of millions of play not to turn to. And he said， now the environment with Ma Yun founded China yellow pages when different， then 100000， now not sure. Who said this， also in this life can not have any great success， because they are difficult to see.

For China， the founder of the early， capital is the biggest problem. As a result of big spending， business and less， most miserable time， company bank account only 200 yuan in cash. But Ma Yun made him refuse to be cowed or submit spirit， overcome various difficulties， the turnover from 0 to millions.

Hold to a dream. No money， as long as you have the determination， work hard， don‘t be frightened by the difficulty， the dream will be a brilliant shine into reality.

第三次：创办阿里巴巴

阿里巴巴无疑是中国互联网史上的一次奇迹，这次奇迹是由马云和他的团队创造的。

阿里巴巴创业开始，钱也不多，50万，是18个人东拼西凑凑起来的。50万，是他们全部的家底。然而，就是这50万，马云却喊出了这样的宣言：“我们要建成世界上最大的电子商务公司，要进入全球网站排名前十位！”

那是1999年，中国的互联网已经进入了白热化状态，国外风险投资商疯狂给中国网络公司投钱，网络公司也是疯狂地烧钱。50万，只不过是像新浪、搜狐、网易这样大型的门户网站一笔小小的广告费而已。阿里巴巴创业开始时相当艰难，每个人工资只有500元，公司的开支也精打细算一分钱恨不得掰成两半来用。外出办事，发扬“出门基本靠走”的精神，很少打车。据说有一次，大伙出去买东西，东西很多，实在没办法了，只好打的。大家在马路上向的士招手，来了一辆桑塔纳，他们就摆手不坐，一直等到来了一辆夏利，他们才坐上去，因为夏利每公里的费用比桑塔纳便宜2元钱。

8年后的2007年11月6日，阿里巴巴在香港联交所上市，市值200亿美金，成为中国市值最大的互联网公司。马云和他的创业团队，由此缔造了中国互联网史上最大的奇迹。

中国大部分想创业的人都是一样，晚上想想千条路，早上起来走原路。他们比马云聪明多了，能想出非常多的创业好点子来，但是他们从来没有去执行过。因为他们有着太多的借口和理由。于是，他们继续过他们平庸的生活。

新东方创始人俞敏洪在北京大学2008年开学典礼上说了这样一段话：“人的一生是奋斗的一生，但是有的人一生过得很伟大，有的人一生过得很琐碎。如果我们有一个伟大的理想，有一颗善良的心，我们一定能把很多琐碎的日子堆砌起来，变成一个伟大的生命。但是如果你每天庸庸碌碌，没有理想，从此停止进步，那未来你一辈子的日子堆积起来将永远是一堆琐碎。”

看完马云的三次没钱的创业经历，再听了俞敏洪关于人生的论断，你还会为自己创业寻找“没钱”或是没有其他什么的借口吗？你要做的是：想到了，马上就去做！像马云那样，只要你付出所有的努力，世界上就没有你做不到的事情！其实创业之门随时为你敞开，走出第一步的时候，你便和马云在一条路上了。不同之处在于他已经跑出很远，而你刚刚起步。

Third： founder of Alibaba

Alibaba is no doubt the Chinese Internet history of a miracle， the miracle was created by Ma Yun and his team created.

Alibaba to start a business， not much money， 500000， is 18 people put all sorts of things together make up. In 500000， all of them too. However， this is 500000， Ma Yun is called out the Declaration：“ we want to build the world‘s largest e-commerce company， to enter the top ten global website！”

It was 1999， the Internet in China has entered a white-hot state， foreign business of venture capital investment to Chinese network company mad money， network company is also mad money. 500000， just like Sina， Sohu， Netease such large portal a small advertising fee. Alibaba entrepreneurship at the beginning of each person is quite hard， pay only 500 yuan， the company will cost a penny hate not to be very careful in reckoning into two halves to use. Go out to work， carry forward the “ go by” spirit， rarely take a taxi. Once， they go out to buy things， many things， is no way， had to take a taxi. Everyone in the street to taxi Beck， a Santana， they hand does not sit， waiting for the arrival of a Xiali， they sit， because Xiali cost per mile than Santana cheap 2 yuan.

After 8 years November 6， 2007， Alibaba listed on the Hongkong stock exchange， the market value of $20000000000， become China ’s biggest Internet company. Ma Yun and his team， which created the Chinese Internet history ‘s greatest miracle.

Most of China’s entrepreneurs who want to is the same， think 1000 ways in the evening， morning walk the road. They are more clever than Ma Yun， to come up with very much poineering good ideas， but they never went out. Because they have too many excuses and reasons. And so， they continue to live their life of mediocrity.

The new Peking University Founder Yu Minhong in 2008 at the opening ceremony said that such a statement： “man‘s life is a struggle for life， but some people had a great life， some people lived a very trivial. If we have a great ideal， have a good heart， we can get many trivial days together， become a great life. But if your everyday ordinary， not ideal， then stop the progress， the next you lifetime accumulation of time together will always be a bunch of little.”

After reading Ma Yun’s the three money of entrepreneurial experience， listen to Yu Minhong about the life of judgment， you will find“ no money for their own business” or what no other excuse？ You have to do is： think of， to do this right now！ Like Ma Yun， as long as you pay all efforts， the world is not that you can not do！ In fact， business in the door is always open for you， take the first step， you and Ma Yun in a road. The difference is that he has run far away， and you just start.