Lesson 2  Opening an Account

Key Sentences

I'd like to open a bank account.

We offer current accounts and fixed deposit for individuals.

What kind of accounts did you have in mind?

The minimum balance is one yuan.

Fifty dollars is the minimum original depos it.

Fill in the deposit slip first please.

There isn't any service charge.

I'd like to close my account with your bank.

Please keep the bankbook.

Press the buttons on this machine, and enter your pin number for four digits.

Dialogue 1

A: May I help you, sir?

B: Yes, please. I'd like to open a bank account with you. Can you give me some information?

A: Yes, I'd be very happy to help you. Usually we offer current accounts and fixed accounts for individuals.

B: Oh, it's almost the same in America.

A: What kind of account did you have in mind

B: Well,I'd prefer to open a current account.

Notes

1. I'd like to open a bank account with you.

I'd like to do=I would like to do.

I'd like him to come.

He would like to join our discussion.

2. current accounts fixed term deposit

3. What kind of account did you have in mind?

have something in mind

What kind of account would you like? What kind of account are you going to open?

once again

A: May I help you,sir?

B: Yes,please. I'd like to open a bank account with you. Can you give me some information?

A: Yes, I'd be very happy to help you. Usually we offer current accounts and fixed accounts for individuals.

B: Oh,it's almost the same in America.

A: What kind of account did you have in mind

B: Well, I'd prefer to open a current account.

Dialogue 2

A: Could you tell me something about savings accounts?

B: I'd love to. We call our regular savings account as passbook savings. You may open an account in your name.

A: Is there any minimum balance?

B: Yes, one yuan is the minimum balance. And you may make deposits or withdrawals at anytime, and you just need to present your passbook and a deposit slip or a withdraw slip.

A: I see. There is one more thing I'd like to know, that is, do I earn interest on the account?

B: Yes,of course, we pay the interest rate permitted for banks. Every half a year we credit the earned interest into to your account automatically.

A: I see. Thank you. By the way,when does the bank close?

B: It close at 5 P.M.

A: Thank you very much for the information.

B: You are welcome.

Notes

1. A: Could you tell me something about savings account?

B: I'd love to. Certainly. Sure. Yes, of course. By all means.

I'm sorry I can't. I'm afraid I can't help.

2. interest rate

What's the annual interest rate?

What's the interest rate for the current accounts?

Once again

A: Could you tell me something about savings accounts?

B: I'd love to. We call our regular savings account as passbook savings. You may open an account in your name.

A: Is there any minimum balance?

B: Yes, one yuan is the minimum balance. And you may make deposits or withdrawals at anytime, and you just need to present your passbook and a deposit slip or a withdraw slip.

A: I see. There is one more thing I'd like to know, that is, do I earn interest on the account?

B: Yes, of course, we pay the interest rate permitted for banks. Every half a year we credit the earned interest to your account automatically

A: I see. Thank you. By the way, when does the bank close?

B: It close at 5 P.M.

A: Thank you very much for the information.

B: You are welcome.

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