专款专用 use of funds as ear-marked

转贷 on-lending

转轨经济 transition economy

转机 turnaround

转折关头 turning point

准财政赤字 quasi-fiscal deficit

准货币 quasi-money

资本不足 under-capitalized

资本充足率 capital adequacy ratio

资本利润率 return on capital

资本账户可兑换 capital account convertibility

资不抵债 insolvent;insolvency

资产负债表 balance sheet

资产负债率 liability/asset ratio;ratio of liabilities to assets

资产集中 asset concentration

资产贡献率 asset contribution factor

资产利润率 return on assets （ROA）

资产质量 asset quality

资产组合 asset portfolio

资金成本 cost of funding;cost of capital;financing cost

资金到位 fully funded （project）

资金宽裕 to have sufficient funds

资金利用率 fund utilization rate

资金缺口 financing gap

资金体外循环 financial disintermediation

资金占压 funds tied up

自筹投资项目 self-financed projects

自有资金 equity fund

综合国力 overall national strength（often measured by GDP）

综合效益指标 overall efficiency indicator

综合治理 comprehensive adjustment（retrenchment）;over-haul

总成交额 total contract value

总交易量 total amount of transactions

总成本 total cost

最后贷款人 lender of last resort